ON-DEMAND-PAY

Get paid at the pace of real life

Still waiting for payday? Dayforce Wallet gives you on-demand access to your earned pay when you need it.¹

HOW IT WORKS

Access the money you earn instantly

After you complete a shift or a workday, your earnings are added to your available earned pay, accessible 24/7 in the Dayforce Wallet app.

Watch your Available Earned Pay grow

You can track your earnings as they’re automatically added to your available earned pay balance.

Add pay to your Dayforce Wallet Card

Choose to add any of your available pay to your Dayforce Wallet Card. Adding pay to your card is instant and fee-free.²

Spend, withdraw, or transfer your money

Make purchases with your Dayforce Wallet Card, transfer money to another bank account, or withdraw cash.

Understanding Available Earned Pay

Available earned pay grows when you complete shifts or workdays

Available earned pay shrinks when your taxes and deductions are processed

Some employers have caps or frequency limits on using available earned pay—reach out to your payroll department with questions

Dayforce Wallet for  organizations

WANT TO KNOW MORE?

Frequently asked questions

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See all FAQs

What does it cost? Are there any fees?

There are no balance minimums, monthly fees, or fees to add your available pay to your card.^‡ Consult the Cardholder Agreement and Fee Schedule for a complete list of fees that do apply

How is available pay calculated?

Available pay is the net amount of your wages available to you. This number will grow larger as you complete shifts, and it will shrink as your employer processes your regular paycheck.

Are taxes and other deductions withheld from my on-demand pay in Dayforce Wallet?

Yes, each time funds are withdrawn, Dayforce Wallet automatically protects or withholds the proper amount of taxes, garnishments, and other source deductions for you based on the transaction amount. The amounts are visible in your earning statements on Dayforce.

What happens to my normal paycheque when I have added on-demand pay to my card?

Since an on-demand pay request is an actual payday, the hours used to calculate the on-demand payment are not used in future payments. Your normal paycheck will only reflect wages you have not already been paid. The earning statement will reflect each on-demand pay distribution separately, as well as a total with the applicable earnings, deductions, and total amount distributed.

Ready to make any day payday?

Get Dayforce Wallet

1. Some blackout dates and limitations may apply based on your employer's pay cycle and configurations.

2. Consult the Cardholder Agreement and Fee Schedule for a complete list of fees.

The Dayforce Wallet Prepaid Mastercard® is issued by Peoples Trust Company under licence from Mastercard International Incorporated. Funds loaded onto the card are held by the issuer Peoples Trust Company, a member institution of the CDIC, and are eligible for CDIC coverage. Dayforce Canada Ltd. is not a CDIC member institution. Funds loaded onto the card are combined with eligible deposits held under Peoples Trust Company for up to $100,000 of deposit protection, per insured category, per depositor. For further information about CDIC deposit insurance, please consult CDIC’s website cdic.ca. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the card. You should consult your Cardholder Agreement and Fee Schedule. If you have any questions regarding the Card or such fees, terms, and conditions, contact Customer Support at 1-888-999-6824, Monday – Saturday, 8 am EST – 6 pm EST.