ON-DEMAND-PAY

Get paid at the pace of real life

Still waiting for payday? Dayforce Wallet gives you on-demand access to your earned pay when you need it.¹

HOW IT WORKS

Access the money you earn instantly

After you complete a shift or a workday, your earnings are added to your available earned pay, accessible 24/7 in the Dayforce Wallet app.

Watch your Available Earned Pay grow

You can track your earnings as they’re automatically added to your available earned pay balance.

Add pay to your Dayforce Wallet Card

Choose to add any of your available earned pay to your Dayforce Wallet Card. Adding pay to your card is instant and fee-free.²

Spend, withdraw, or transfer your money

Make purchases with your Dayforce Wallet Card, transfer money to another bank account, or withdraw cash.

Understanding Available Earned Pay

Available earned pay grows when you complete shifts or workdays

Available earned pay shrinks when your taxes and deductions are processed

Some employers have caps or frequency limits on using available earned pay—reach out to your payroll department with questions

Dayforce Wallet for organisations

WANT TO KNOW MORE?

Frequently asked questions

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See all FAQs

What does it cost? Are there any fees?

There are no balance minimums, monthly fees, or fees to add your available pay to your card.^‡ Consult the Dayforce Wallet Prepaid Mastercard® Terms and Conditions for a complete list of fees that do apply.

How is available pay calculated?

Available pay is the net amount of your wages available to you. This number will grow larger as you complete your working time, and it clears out after your employer issues your pay cheque.

Are taxes and other deductions withheld from my on-demand pay in Dayforce Wallet?

Yes, each time funds are withdrawn, Dayforce Wallet automatically protects or withholds the proper amount of taxes, arrestments, and other source deductions for you based on the transaction amount. The amounts are visible in your earnings statements in Dayforce. 

What happens to my normal pay cheque when I have added on-demand pay to my card?

Since an on-demand pay request is an actual payday, the hours used to calculate the on-demand payment are not used in future payments. Your normal pay cheque will only reflect wages you have not already withdrawn. The earning statement will reflect each on-demand pay distribution separately, as well as a total with the applicable earnings, deductions, and total amount distributed.

Ready to make any day payday?

Get Dayforce Wallet

1. Some blackout dates and limitations may apply based on your employer's pay cycle and configurations.

2. Consult the Dayforce Wallet Prepaid Mastercard® Terms and Conditions for a complete list of fees.

3. No fee to withdraw from cashpoints attached to high street banks. Other ATM withdrawals subject to operator or network fees. Consult the Dayforce Wallet Prepaid Mastercard® Terms and Conditions for a complete list of fees and limits.

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The Dayforce Wallet Prepaid Mastercard is issued by Prepaid Financial Services Limited pursuant to a licence by Mastercard International Incorporated. Prepaid Financial Services Limited is authorised and regulated by the Financial Conduct Authority under the Electronic Money Regulations 2011, Firm Reference Number 900036, for the issuance of electronic money and provision of payment services; Registered Office; Prepaid Financial Services Ltd, 4th Floor, 35 Great St Helen’s, London, EC3A 6AP. Company Registration number: 06337638.