ON-DEMAND-PAY

Get paid at the pace of real life

Still waiting for payday? Dayforce Wallet gives you on-demand access to your earned pay when you need it.¹

HOW IT WORKS

Access the money you earn instantly

After you complete a shift or a workday, your earnings are added to your available earned pay, accessible 24/7 in the Dayforce Wallet app.

Watch your Available Earned Pay grow

You can track your earnings as they’re automatically added to your available earned pay balance.

Add pay to your Dayforce Wallet Card

Choose to add any of your available earned pay to your Dayforce Wallet Card. Adding pay to your card is instant and fee-free.²

Spend, withdraw, or transfer your money

Make purchases with your Dayforce Wallet Card, transfer money to another bank account, or withdraw cash.

Understanding Available Earned Pay

Available earned pay grows when you complete shifts or workdays

Available earned pay shrinks when your taxes and deductions are processed

Some employers have caps or frequency limits on using available earned pay—reach out to your payroll department with questions

Dayforce Wallet for organizations

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Frequently asked questions

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See all FAQs

What does it cost? Are there any fees?

There are no balance minimums, monthly fees, or fees to add your available pay to the Card. Additionally, there are no fees to make purchases, receive cash back during PIN purchases, withdraw cash at MoneyPass® ATMs, or transfer money to other financial institutions. Consult the Fee Schedule for a complete list of fees that do apply.

How is available pay calculated?

Available pay is the net amount of your wages available to you. This number will grow larger as you complete shifts, and it will shrink as your employer processes your regular paycheck.

Are taxes and other deductions withheld from my on-demand pay in Dayforce Wallet?

Yes, each time funds are withdrawn, Dayforce Wallet automatically protects or withholds the proper amount of taxes, garnishments, and other source deductions for you based on the transaction amount. The amounts are visible in your earnings statements on Dayforce.

What happens to my normal paycheck when I have added on-demand pay to my card?

Within a pay period, the amount of money you have requested as on-demand payments is reduced from your normal paycheck. The earning statement will reflect each on-demand pay distribution separately, as well as a total with the applicable earnings, deductions, and total amount distributed.

MORE FEATURES

What else can you do with Dayforce Wallet?

Early direct deposit

You can choose to have your paycheck deposited up to two days early, directly to your Dayforce Wallet Card.³

Learn more

Cash-back rewards

Shop the brands you love and get cash back when you use your Dayforce Wallet Card on qualifying purchases.⁴

Learn more

Ready to make any day payday?

Get Dayforce Wallet

1. Not all employers choose to offer on-demand pay with Dayforce Wallet. Check with your employer to see if this is available to you. Some blackout dates and limitations may apply based on your employer's pay cycle and configurations. GO2bank does not administer and is not responsible for on-demand pay.

2. On-demand pay is free; however, fees may apply to certain card and account transactions. Please see Cardholder Agreement or Deposit Account Agreement for complete list of fees.

3. Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period to pay period. The name and Social Security number on file with your employer or benefits provider must match your GO2bank account to prevent fraud restrictions on the account.

4. Dayforce Wallet Rewards is optional, and you may opt-out at any time in the Dayforce Wallet app or by calling 1-800-342-9167. Offers are based on your shopping habits. Cash back is earned by using your Dayforce Wallet Card for qualifying purchases and is credited to your card. Rewards credit may take up to 90 days. GO2bank is not affiliated with and does not endorse or sponsor the rewards program. For complete details, including the use of transaction data, see the Dayforce Wallet Mobile App Terms of Use and Privacy Statement and the Rewards Terms and Conditions.

Banking services provided by and the Dayforce Wallet Mastercard issued by Green Dot Bank d/b/a/ GO2bank, Member FDIC, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents. If we are unable to verify your identity, we will not open an account for you.